We can help you get through the steps involved with buying a new house. There’s plenty to look forward to as a first-time home buyer, from browsing houses online to touring prospective neighborhoods. But after the initial excitement of deciding to take the plunge, what comes next? How long will it be before you’re picking out paint colors and introducing yourself to the neighbors?
Checklist for First-time Home Buyers
1. Determine how much you can afford
2. Get pre-qualified
3. Find a real estate agent
4. Search for a home
5. Visit open houses and tour homes
6. Submit an offer
7. Get a home inspection
8. Application to go “live” – File your mortgage application
9. Provide documentation requested from mortgage broker
10. Appraisal – if needed
11. Meet commitment date – approval
12. Clear any conditions of your approval
13. Set your closing date and time
14. Review your closing disclosure
15. Keys to your new house!
The best thing you can do is begin with a birds-eye view of the process. Understanding the basic steps will give you a sense of control from the start. Armed with your roadmap, you can relax and focus on each stage as it arrives.
We look forward to helping you get your dream home! Contact one of our loan officers today!