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Conforming loan limits have increased for 2022! What does this mean for home buyers? Increased loan amounts allow you to have more buying power! With these changes you have the opportunity to stay within conforming loan amounts and avoid JUMBO's. Single Family loan...

We can help you get through the steps involved with buying a new house. There’s plenty to look forward to as a first-time home buyer, from browsing houses online to touring prospective neighborhoods. But after the initial excitement of deciding to take the plunge,...

There are times when you may have plenty of money in the bank, but, do not have employment or enough income for qualifying. This is not a deal breaker! You can still obtain financing when we use assets as income.   Some of the qualifying parameters are:   - Purchase...

Are you in the process of buying a new home or getting ready to start looking for your dream home? Here are a few general things to keep in mind as prepare for your big move.   Do’s: • Do pay all your credit cards and any other debt on time before you even start...

There are many benefits to Refinancing your mortgage.   Its important to know how your current mortgage situation could impact your overall current financial position as well as your future plans. Now a days, refinancing has become much easier and there are many more...

Important Questions to Ask How many units? Is the project complete? Are all the units sold? Is there commercial space? Is the project named as a party to a lawsuit? Does any single entity own more than one unit? Are any of the Condominium Association Dues more than...

Have you been looking for a home for a long time? Maybe you have missed out on homes that are walk in ready or looked at properties that need work, but don't have extra cash to fix it up. Not every home is in move- in ready condition. A renovation loan opens up more...

Fresh Start makes everything easier when you’re buying a home, giving you more financial freedom. Get complimentary access to a credit consulting team that develops customized strategies that can improve your credit score. It’s a game plan that can make getting a...

This is a significant year for Monument Mortgage, as we celebrate our 30th year in business. We are proud to say “The Power of Monument” has helped over 35,000 families achieve their home ownership goals. We have seen many changes in the mortgage industry over the...